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Josiah Cotner

Josiah Cotner

Senior Valuation Associate

Valuation & Advisory Services

Josiah Cotner Senior Valuation Associate
Valuation & Advisory Services

Professional Experience


Josiah Cotner is a Senior Valuation Associate within the South Central Region in the Northwest Arkansas Office. Located in the Arkansas office since 2016, Mr. Cotner has over a year of real estate appraisal experience throughout the states of Arkansas, Oklahoma, and Missouri. Mr. Cotner is a Practicing Affiliate of the Appraisal Institute. Prior to joining the Valuation and Advisory Services Group, he was an Appraisal Review Analyst for First National Bank of Fort Smith.

Professional Affiliations/Accreditations


  • Practicing Affiliate, Appraisal Institute No. 591281
  • State Registered Appraiser
    • Arkansas – SR4254



  • University of Arkansas, Fort Smith, AR – Bachelor of Science in Business Administration - Accounting
  • Appraisal Institute Courses
    • Uniform Standards of Professional Appraisal Practice (USPAP)
    • Business Practices and Ethics
    • General Case Studies & Report Writing 
    • General Sales Comparison Approach
    • General Site Valuation & Cost Approach
    • Real Estate Finance, Statistics, & Valuation Modeling

Clients Represented


  • Armstrong Bank
  • Arvest Bank
  • Bank of Fayetteville
  • BOK Financial
  • Bank of the Ozarks
  • Bear State Bank
  • Centennial Bank
  • First Community Bank
  • First National Bank of Fort Smith
  • First Security Bank
  • First Western Bank
  • Legacy National Bank
  • Regent Bank
  • Regions Bank
  • Signature Bank of Arkansas
  • Simmons Bank
  • United Bank
  • Zions Bank


Josiah Cotner Senior Valuation Associate
Valuation & Advisory Services