After a record of 295 billions of euros in 2017, the production of new housing loans establishes itself at 210 billions in July 2018, over 12 rolling months. According to figure published by the Observatoire Crédit Logement / CSA, interest rates having dropped to all time lows at the end of 2016, the borrowing interest rates (excluding insurances) have slightly gone up at around 1.43% for the market as a whole in August 2018. Current borrowing conditions remain very attractive. The period of ranted loans has reached a record in August 2018, at 223 months, a level that had not been reached for 10 years. The proportion of loans over 25 years rises to 36.5% in August 2018 (25.8% in 2017).